Management & advisory team
Our experienced management and advisory team consists of highly qualified experts with experiences in debt capital markets, risk management, investment banking, financial law, ESG regulation, software development, investment banking, and management consulting.
Managing Director & Founder
| Finance & Debt
Managing Director & Founder
| Operation & Sales

Carlo Restelli
Head of Risk Management
| Longstanding experience in credit and risk assessment

Moritz von Lübken
Team Lead Sales
| Extensive experience in sales and renewable energy
Sales Representative
| Longstanding experience in the PV segment
Senior Account Manager
| Longstanding experience in the field of renewable energies
Debt Capital Markets
| 30+ years working as an investment banker
ESG Regulation
| 20+ years of experience in sustainable finance regulation as well as (re)financing of infrastructure
Credit Risk & Customer Journey
| 4+ years of experience in building digital scoring and risk monitoring
Business Transformation & Global Ops
| 9+ years of ops, technology transformation, and productivity
Bradley Smith
Technology and Risk
| Serial entrepreneur & CTO in Credit Risk, Insurance, Digital Banks & SaaS Money Laundering Prevention

Anna Becker
Founders Associate
| Experience in consulting and business transformation
Mykhailo Dusheyko
Founders Associate
| Experience in the financial sector and consulting

Mykhailo Dusheyko
Founders Associate
| Erfahrung im Finanzsektor und der Beratung
Our purpose
Threat to climate and economy
The climate and biodiversity crisis threatens our future. We are now faced with an unprecedented transformation of the economy. The entire energy infrastructure must be decarbonized and expanded, the great challenge of our generation.
We live sustainability:
Sustainability has been firmly anchored in the core of our company since day one. We want to be a role model and show how to build a company that is thoroughly sustainable while still being profitable. Here are some examples of how we live sustainability within the company:
Measure and optimize impact
We have the greatest influence through our product. We measure the CO₂ footprint and savings of each object we finance. This key figure plays a crucial role in our strategy.
Consider sustainability everywhere
Whether it's our company bank account, merchandise, or pizza on company expenses - we always try to consider sustainability. And as a startup with tight budgets, that can sometimes be quite challenging.
Transparency
We have been measuring our company's carbon footprint since the day we were founded. We are convinced that carbon accounting will become as standard as financial accounting in a few years. So why not integrate it from the beginning and lead the way?
Conscious buying decisions
We strive to keep the ecological impact of our spending and actions as low as possible. Currently, we are working on implementing a shadow CO₂ price in our operations. This means that before each purchase, we consider what the actual costs would be if a reasonable CO₂ price were taken into account. How does this change our decision?
Unlimited vacation days
for activism
We want to build a dedicated team that is passionate about making the world a little bit better. Someone from our team wants to attend a Fridays for Future demo? No problem, we always allow time off for activism.
Press
Bees & Bears press release
Bees & Bears images